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FOR IMMEDIATE RELEASE

Contact: 
Kim Beckham, CLTC
ACSIA Partners LLC
kim.beckham@acsiapartners.com
361-484-0851

Should You Commit to Long-Term Care Insurance During the Pandemic? Maybe, Maybe Not, Says LTC Agent Kim Beckham

AgentVictoria, TX August 28, 2020 -- During a time of health and economic uncertainty, there's a tendency to put off purchases. This includes those that may turn out to be vital, like long-term care insurance (LTCi). Should you give in to your reluctance? Or boldly sign up for the monthly premiums?

"Fortunately," says Kim Beckham, "you don't have to decide right away. There's a middle course. You can start by kicking the tires and looking under the hood. Then make your decision later, armed with knowledge."

Kim Beckham is a long-term care insurance agent with ACSIA Partners LLC. The middle course recommended by Beckham consists of two steps:

FIRST, brush up on long-term care and the options for paying for it. The easiest way is to visit LongTermCare.gov, the informational site maintained by the U.S. Department of Health and Human Services. There you will learn --

You'll also find tools that help you locate services and the costs of care in your state. There are also links to relevant Medicare and state Medicaid information, so you can explore government assistance that may be available to you.

SECOND, contact Beckham to explore whether owning your own, personalized long-term care insurance makes sense in your situation.

If it does make sense, Beckham will guide you through the features, costs and qualifications for owning various policies offered by competing insurance carriers.

You don't need to make a decision until you're ready. Beckham is glad to work with you until you're comfortable. If you never decide to go with LTC insurance, "that's okay," says Beckham. "It's not for everyone, but everyone should be educated on long-term care."

As a certified long-term care insurance agent, Beckham advises on the full range of LTC planning options, which include:

Beckham may be reached at http://www.kimltc.com or 361-484-0851.

Beckham is a licensed long-term care insurance agent who represents the company in AZ, KS, MI, MO, NE, OK, TX.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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